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Financial Algebra Advanced Algebra With Financial Applications 2nd Edition By Robert – Test Bank
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Financial Algebra Advanced Algebra With Financial Applications 2nd Edition By Robert – Test Bank

$35.00 Original price was: $35.00.$25.00Current price is: $25.00.

This is not a Textbook. Please check the free sample before buying.

Edition: 2nd Edition

Format: Downloadable ZIP Fille

Resource Type: Test bank

Duration: Unlimited downloads

Delivery: Instant Download

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Category: Financial Accounting
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Financial Algebra Advanced Algebra With Financial Applications 2nd Edition By Robert – Test Bank

1. A cash flow analysis is a type of budget that helps people plan for future spending and savings.
a. True
b. False
ANSWER: False
RATIONALE: A cash flow analysis is a detailed account of how money comes in and goes out over a fixed period of time.
POINTS: 1
QUESTION TYPE: True / False
HAS VARIABLES: False
DATE CREATED: 2/8/2017 4:51 AM
DATE MODIFIED: 2/8/2017 5:49 AM

2. Some examples of variable expenses are utility bills and entertainment costs.
a. True
b. False
ANSWER: True
POINTS: 1
QUESTION TYPE: True / False
HAS VARIABLES: False
DATE CREATED: 2/8/2017 5:56 AM
DATE MODIFIED: 2/8/2017 5:57 AM

3. Andy has a 40-hour per week job and leaves a certain radio on all day while he works. This radio requires 125 watts of electricity. At a price per kilowatt-hour of $0.10, it costs $0.10 to play the radio all day.
a. True
b. False
ANSWER: True
RATIONALE: The radio uses 1,000 watt-hours. 8 x 125 = 1,000
1,000 watt-hours is 1 kilowatt-hour.
POINTS: 1
QUESTION TYPE: True / False
HAS VARIABLES: False
DATE CREATED: 2/8/2017 5:57 AM
DATE MODIFIED: 2/16/2017 12:09 AM

5. Net worth is the difference between a person’s assets and their liabilities. Net worth can be a positive number or a negative number.
a. True
b. False
ANSWER: True
POINTS: 1
QUESTION TYPE: True / False
HAS VARIABLES: False
DATE CREATED: 2/8/2017 6:34 AM
DATE MODIFIED: 2/8/2017 6:35 AM

6. A nursery located in Florida uses a water meter to measure its water usage in CCF. It is charged $0.36 per CCF of water. Its last meter reading was 123,692 and their present reading is 127,394. For this usage, the nursery was charged $332.72.
a. True
b. False
ANSWER: False
RATIONALE: 127,394 − 123,692 = 3,702 × 0.36 = $1,332.72
POINTS: 1
QUESTION TYPE: True / False
HAS VARIABLES: False
DATE CREATED: 2/8/2017 6:35 AM
DATE MODIFIED: 2/16/2017 12:14 AM

7. The Yamamotos use natural gas to heat their home. Last year they paid $14.50 per thousand cubic feet (Mcf). The price increased 20% this year, so they are now paying $17.4 per Mcf.
a. True
b. False
ANSWER: True
RATIONALE: 14.5 × 0.2 = 2.9; 2.9 + 14.5 = 17.4
POINTS: 1
QUESTION TYPE: True / False
HAS VARIABLES: False
DATE CREATED: 2/8/2017 6:48 AM
DATE MODIFIED: 2/16/2017 12:15 AM

9. A spreadsheet is an example of an electronic matrix.
a. True
b. False
ANSWER: True
POINTS: 1
QUESTION TYPE: True / False
HAS VARIABLES: False
DATE CREATED: 2/8/2017 7:04 AM
DATE MODIFIED: 2/8/2017 7:05 AM

10. Jane wants to keep her debt-to-income ratio at the recommended 15% or lower. The sum of Jane’s assets is $12,000 and the sum of her liabilities is $2,300, so she easily falls within the recommended amount.
a. True
b. False
ANSWER: False
RATIONALE: 2,300 ÷ 12,000 = 19.17%
POINTS: 1
QUESTION TYPE: True / False
HAS VARIABLES: False
DATE CREATED: 2/8/2017 7:06 AM
DATE MODIFIED: 2/8/2017 7:08 AM

11. Last month, Marybeth was charged $112 for 945 kWh of electricity. How much did the company charge her per kWh, to the nearest cent?
a. $0.06 b. $0.08
c. $0.10 d. $0.12
ANSWER: d
RATIONALE: 112 ÷ 945 ≈ $0.12
POINTS: 1
QUESTION TYPE: Multiple Choice
HAS VARIABLES: False
DATE CREATED: 2/8/2017 7:12 AM
DATE MODIFIED: 2/16/2017 12:19 AM

12. Sarah lives in a part of the country where there are droughts. Consequently, the water company increases the cost per CCF of water based on usage. The piecewise function shows the rate schedule.

If Sarah used 210 CCF of water last month, what was she charged?
a. $37.80 b. $38.80
c. $39.80 d. $47.00
ANSWER: c
RATIONALE: 0.18(160) + 0.22(210 − 160) = $39.80
POINTS: 1
QUESTION TYPE: Multiple Choice
HAS VARIABLES: False
DATE CREATED: 2/8/2017 7:25 AM
DATE MODIFIED: 2/16/2017 12:28 AM

13. Which statement is NOT part of a debt-reduction plan?
a. Lower debts with the highest interest rates.
b. Slow or eliminate credit card spending
c. Only pay the minimum amount when possible.
d. Use an online debt management calculator.
ANSWER: c
POINTS: 1
QUESTION TYPE: Multiple Choice
HAS VARIABLES: False
DATE CREATED: 2/8/2017 7:31 AM
DATE MODIFIED: 2/16/2017 12:30 AM

 

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